Financial Planning in San Jose, CA
Serving San Jose
Falcon Wealth Planning’s San Jose office offers fee-only financial planning with unbiased retirement, taxes, and investments guidance to help you build lasting wealth.
Certified Financial Planners in San Jose
Managing your finances can be a complex and time-consuming endeavor. It’s essential to have a plan that is specifically tailored to your personal goals and financial situation.
Many financial advisors in San Jose, CA, often provide generic advice, overlooking the unique needs and circumstances of each individual.
At Falcon Wealth, we focus on delivering customized financial planning services in San Jose, CA. Our approach is to create bespoke financial plans that take into account your unique situation, helping you reduce tax liabilities and make informed decisions for a secure financial future. We avoid pre-made plans and do not charge extra for personalized attention.
Our services encompass:
Business and self-employment planning
College savings strategies
Real estate investment planning
Comprehensive insurance planning
Tax-efficient planning
Pension and retirement analysis
Cash flow management
As fee-only Certified Financial Planners in San Jose, CA, we prioritize your education and protection. We do not sell products or charge commissions, which means our advice is always in your best interest to avoid unnecessary risks and high fees.
Experience the Falcon Wealth Planning difference. Contact our San Jose office located at 2570 N. First St, Suite 200, San Jose, CA 95131 and discover how we can assist you in achieving your financial goals.
California’s Tax Considerations and How Falcon Wealth Planning can Help
Navigating California’s complex tax landscape requires expert financial guidance. With some of the highest income and capital gains tax rates in the country, as well as evolving estate and property tax laws, strategic planning is essential to preserving and growing your wealth.
At Falcon Wealth Planning, we specialize in tax-efficient financial strategies tailored to high-net-worth individuals, business owners, and retirees.
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California has a progressive state income tax system that can reach up to 13.3%, among the highest in the nation. We assist clients in implementing tax-saving strategies, including tax-efficient investment allocations, retirement planning, and business deductions, to minimize taxable income.
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Unlike most states, California does not differentiate between short-term and long-term capital gains—all are taxed at ordinary income rates. We help clients develop tax-efficient investment strategies, real estate exit plans, and diversification techniques to optimize after-tax returns.
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While California does not have a state-level estate tax, high-net-worth individuals may still face federal estate taxes. Our estate planning approach includes trust structures, charitable gifting, and family wealth transfers to minimize estate tax liability and ensure generational wealth preservation.
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Proposition 13 limits property tax increases, but Proposition 19 has changed how inherited properties are taxed, affecting generational wealth transfer. We guide clients through property tax planning, exemptions, and reassessment strategies to reduce tax exposure and protect real estate assets.
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Whether you're a small business owner, corporate executive, or transitioning to early retirement, we develop customized financial roadmaps focused on tax efficiency, retirement income strategies, and wealth preservation.
Meet the San Jose Leadership Team
Gabriel Shahin, CFP®
Founder & Principal
Ron Guay CFP®, EA
Managing Director
Why Falcon?
We are a comprehensive Registered Investment Advisor (RIA), dedicated to providing personalized wealth planning guidance. Our approach is tailored to align with your financial goals, from strategy development to execution. As a fee-only firm, we operate with complete transparency, ensuring unbiased, conflict-free advice—making us a true fiduciary in every sense.
Our mission is to guide you through your financial journey. Whether you're a business owner or preparing for retirement, you don’t have to figure it out alone. If you're unsure of the next steps or want to secure your financial future, Falcon Wealth Planning is here to help. Schedule a free assessment with one of our Certified Financial Planners today!
Wealth Management Solutions to Fit Your Financial Need and Unique Lifestyles
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Financial Wealth
We simplify financial planning by creating an individualized plan based on your unique situation.
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Investment
You'll get personalized advice from an experienced team who cares about what you care about.
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Retirement
Retirement is meant to be an exciting time in life. We help you create a realistic retirement savings goal.
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Estate Planning
There is no one-size-fits-all approach. We help clients create plans according to their values, goals, and needs.
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Tax Planning
Our goal is simple – help you achieve financial freedom without having to worry about how much you pay in taxes.
Financial Planning Knowledge Center
