Social Security Strategies

Social Security can be complex, with 526 benefit combinations.

Our course simplifies it by focusing on the 20% of strategies that apply to 85% of Americans, offering clarity and actionable steps for singles, couples, and those divorced or widowed.

What You'll Learn:

  • Understand the key factors influencing your Social Security benefits, including your earnings history and age at retirement.

    We’ll break down the formula used to calculate benefits and explain how timing affects your payouts.

  • Gain a solid foundation in how the system operates, from contributions during your working years to benefit eligibility and payment schedules.

  • Learn tailored strategies for:

    1. Singles: Timing your claim to maximize lifetime benefits.

    2. Divorced Individuals: Leveraging spousal benefits based on your ex-spouse's record.

    3. Widowed Individuals: Understanding survivor benefits and how they interplay with your own earnings.

    4. Married Couples: Coordinating spousal benefits for maximum household income.

  • Discover mistakes that could cost you thousands, from claiming too early to misunderstanding benefit reductions.

  • Explore unique opportunities for retirees with dependent children, including additional benefits that may apply to your family.

  • Learn how Social Security income is taxed and what you can do to minimize tax implications in retirement.

Why Social Security Planning Matters

Social Security is more than just a government benefit—it’s a cornerstone of your retirement income.

Without proper planning, you risk leaving money on the table or facing unexpected financial challenges.

This course takes the mystery out of Social Security, equipping you with the knowledge to:

  • Make informed decisions about when and how to claim your benefits

  • Integrate Social Security into your broader retirement strategy.

  • Optimize your income for long-term financial security.

Take Control of Your Retirement Today

Social Security is a complex but critical component of retirement planning. Our class is here to guide you through the process, answering your most pressing questions and helping you unlock the full potential of your benefits.