Employee Benefits Resource Page

Optimize Your Apple Benefits with Falcon Wealth Planning

At Falcon Wealth Planning, we understand that working at Apple means more than being part of a world-class technology leader; it means joining a community that values your well-being—personally, professionally, and financially. Apple’s commitment to its team members goes beyond innovative products and iconic retail spaces. It extends to a thoughtful benefits structure that supports every dimension of your life. Our goal at Falcon Wealth is to help you fully leverage these resources, empowering you to achieve your financial objectives and secure a brighter future.

Comprehensive Benefits for Apple Employees

Apple understands that the right tools and support help employees thrive. Their benefits are designed to promote your health, secure your financial future, and support your family’s well-being. From advanced wellness centers and customized health plans to generous retirement contributions and stock purchase opportunities, Apple provides resources to help you succeed both at work and in life

Insurance, Health & Wellness

Apple supports your physical, mental, and family well-being with flexible health programs tailored to your lifestyle.

  • Choose from flexible medical plans (UHC or Aetna) with or without an HSA, as well as dental (MetLife) and vision plans. Comprehensive coverage includes well-child exams, immunizations, and fertility treatments.

  • Access free, confidential counseling—virtually or in person—and benefit from on-site wellness centers where doctors, nurses, dietitians, and even acupuncturists are available (in major Apple campuses)

  • Enjoy on-site fitness centers, group classes, or get reimbursed for gym memberships up to $360 annually. Those working remotely or outside main campuses may qualify for wellness-related expense support.

  • Take advantage of 16 weeks of maternity leave, 6 weeks of paternity leave, and a gradual return-to-work program. Paid time off is also provided for family caregiving.

  • From free snacks ($730/year) and drinks ($365/year) to on-site clinics, customizable workstations, and even pet insurance options, Apple’s benefits are as unique as your needs.

Key Health & Wellness Highlights

Apple offers a range of thoughtful benefits designed to support your well-being and work-life balance. Employees enjoy free dinners valued at $2,600 annually (5 days a week), a $750 employer contribution to their Health Savings Account (HSA), and generous paid time off, including 12 vacation/personal days and 12 sick days per year. Additional perks include access to an on-site clinic in the Bay Area, long-term disability insurance with 60% coverage up to $6,000, sabbatical options, life and AD&D insurance, gender-neutral bathrooms, and on-site mother’s rooms.

Financial & Retirement Benefits

Your financial well-being matters at Apple. From offering equal pay for equal work and eliminating salary history inquiries to enabling you to become an Apple shareholder, these programs are designed for long-term stability and growth.

Apple Benefits

  • Contribute up to 10% of your base salary to purchase Apple shares at a 15% discount.

  • Apple will match contributions of 3-6% of your base salary depending on seniority, with increasing match rates over time. You can also take advantage of Roth 401(k) and Mega Backdoor Roth IRA options.

  • Set aside pre-tax dollars for eligible healthcare and dependent care expenses, helping you save money.

Key Financial Highlights

Apple provides robust financial benefits to support your retirement and ensure fair compensation. These include 401(k) matching of up to $7,200 annually (based on tenure and seniority), access to a Mega Backdoor Roth IRA for enhanced retirement savings, and guaranteed pay equity with a commitment to not requiring salary history during the hiring process.

Beyond the Basics

Apple’s resources are thoughtfully tailored to their global workforce, providing support that aligns with local cultures, preferences, and regulations. Whether it’s scheduling a personal training session at the on-site gym, consulting with wellness professionals, or planning for future financial milestones, Apple offers a wide array of benefits that make it easy to feel supported.

Partner with Falcon Wealth to Maximize Your Benefits

At Falcon Wealth Planning, our mission is to help you get the most out of what Apple offers. We understand the complexities of total compensation packages and can guide you through every detail—from optimizing your retirement contributions to selecting the right health plan. Our team of financial advisors is ready to help you create a strategy that aligns your benefits with your personal goals.

Ready to Take Control of Your Financial Future?

Ready to make the most of your Apple benefits and secure your financial future? We invite you to schedule a complimentary financial assessment with Falcon Wealth Planning. Together, we’ll explore how to put your Apple benefits to work for you, ensuring your career and life both continue to flourish.